Privacy Policy
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our customers. When we use the words “you”
and “your” we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us, such
as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Self-directed Individual Retirement Account where we act as custodian or
trustee
We will tell you the sources for nonpublic personal information we collect on
our customers. We will tell you what measures we take to secure that
information. We first define some terms.
We, our, and us means Chart Bank. Nonpublic personal information means information about you that we collect in
connection with providing a financial product or service to you. Nonpublic
personal information does not include information that is available from public
sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us,
or a company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means owning enough
to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about your from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information about your transactions with
nonaffiliated third parties
- Information from a consumer-reporting agency
We do not disclose any nonpublic personal information about you to anyone,
except as permitted by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL
INFORMATION
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards that comply
with federal regulations to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our customer relationship with you, we will not disclose your
nonpublic personal information to nonaffiliated third parties, except as
permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers, except
as permitted by law.
